Benefit from over 25 years of experience

Call us now on 020 8287 5556 or 07970 380 111

Insurance Loss Consultants
Insurance Risk Assessors
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Insurance Claims Assessor

Accidental Loss and Accidental Damage Claims

Accidental Loss or Damage to household, or business premises, and their contents


Accidental loss or damage in the insurance industry tends to refer to incidents that occur outside the scope of the standard perils covered by most general property insurance policies. These incidents include accidental loss of or damage to portable possessions such as jewellery, computers, cameras, money, and clothing for example whilst away from the home or business premises. Accidental loss or damage to buildings and their contents can also occur; for example a policyholder may accidentally fall through or put a foot through a ceiling, or liquids may be accidentally spilt onto floorcoverings or parts of the building causing damage. Third party contractors working in neighbouring premises may, due to negligence, cause damage to a policyholders property and this would also be accepted as accidental as far as the affected policyholder is concerned. 
 
The Claims Consultancy Loss Assessors based in London have extensive experience in handling accidental damage and accidental loss of property claims.With our expert representation we will ensure all legitimate claims are paid.We assist all our clients by preparing a schedule of the loss and by negotiating settlement with insurers or their loss adjusters on your behalf.We will guide you in obtaining appropriate replacement /repair estimates where necessary.
 
 
Your insurers are likely to appoint a loss adjuster or claims handler to deal with your claim but this is to protect their own interests.These representative's operate under heavy workloads and your claim cannot be given the focus it deserves. Adjusters and Insurance claims inspectors do not prepare your claim, they adjust the claim you submit. Other expenses may be recoverable of which you are unaware. If you prematurely agree a claim with insurers it may be too late for them to subsequently reconsider additional items.

Insurance policy wordings are complex and difficult for a policyholder to understand. An insurer or his representative have the advantage and will often attempt to construe the wording in their favor. The Claims Consultancy Loss Assessors fully understand policy wordings and have the knowledge and experience to redress the balance and ensure that your accidental damage or accidental loss claim is given the fullest and fairest consideration it deserves.

It is therefore essential that you are represented by your own professional loss assessor as soon as possible after accidental damage or loss is discovered to ensure the claim is properly and accurately presented and you receive the maximum benefit under the policy.

Benefit from of our 25 years of experience of handling accidental loss and accidental damage claims;
Call The Claims Consultancy Loss Assessors now ! 07970380111

13 Avenue Gardens
London, SW14 8BP